For OPSEU, OPSEU Maintenance, SEIU and Non-Union Employees
A Health Care Spending Account (HCSA) is a health and dental benefit administration feature that can be part of a traditional or flexible benefits plan.
Many plan members use this benefit to top up what their standard benefits cover to pay for outstanding amounts, deductibles or dispensing fees. For example, if a standard benefit covers 80% of an eligible expense, the HCSA may cover the remaining 20%. Plan members may also use a HCSA to cover expenses after they go over and above the maximum provided by their standard benefit plan. For example, the current plan offers $400 per year for massage therapy, the costs that go over the maximum may qualify for coverage using HCSA funds. The HCSA also covers medical expenses that are not covered under the current plan such as, medically necessary wigs and special equipment for persons with disabilities. The Canada Revenue Agency maintains a guide and list of medical expenses that are allowable under the HCSA.
Employees with family coverage can claim their own expenses and their spouse/dependent(s) expenses against the HCSA. Employees with single coverage can only claim their own expenses against the HCSA.
At this time only OPSEU, OPSEU Maintenance, and SEIU employees have this benefit as awarded through recent negotiations.
Please see the below document from Green Shield on how to submit a claim for your HCSA. If you have any questions, please reach out to Human Resources at TBRHSC.HumanResources@tbh.net.